arp40
14 Aug 2017
Re: What sl. delisted now SLA.L iii not caught up yet.
arp40
14 Aug 2017
What Whats going on here?
JontyM
14 Jul 2017
Re: Reason for share price strength? Many thanks Kestrel
Kestrel205
14 Jul 2017
Re: Reason for share price strength? this has come out today:-[link]
JontyM
14 Jul 2017
Reason for share price strength? It's been encouraging to see the share price powering ahead in recent weeks, especially when the wider market index has been flat at best. Does anyone have any idea about the reasons for the share price strength? Is the current performance just down to the Aberdeen merger or are there other underlying positives?Any insight would be great.
Tr1xx
19 Jun 2017
Re: Scottish Widows merger? From Citywire..."Scottish Widows' owner Lloyds has been exploring options for the business amid increased regulatory pressure following the credit crunch. Lloyds is reported to have backed a deal with Standard Life.Lloyds holds a 9.9% stake in Aberdeen after selling its fund management business - Scottish Widows Investment Partnership - to the firm in 2013"
Vern S
19 Jun 2017
Re: Scottish Widows merger? I thought Scottish Widows was part of Lloyd's.
Im new at this
15 Jun 2017
Re: DRIP SHARES Up until 2011 they were scrip issue and they would strike a price at which new shares were issued. Then they changed it to the current process where rather than issuing new shares they purchase the required number of shares in the market to distribute as the DRIP shares.That's my understanding anyway.I have always taken shares rather than the cash as I don't need the cash yet and wanted to grow my holding and their charges are low for such small share additions and I don't miss not having the dividend but have appreciated the growth in holding and subsequent dividend allocations etc.
JohnGeoff
14 Jun 2017
Re: DRIP SHARES It has always been the case that SL instructs the broker to purchase the shares for DRIP on, or as reasonably practical, after the dividend payment date. You can read the full information and terms etc. in [link] When you get the letter it just says MULTIPLE for the dates upon which they were purchased followed by the average price which is then used to calculate how many shares you receive.
AlphaCentauri
06 Jun 2017
Re: Endownment policy payout predictions Back of an envelope calculation tells me that kira_b made a shade under 6%pa compound.
Tr1xx
05 Jun 2017
Re: Endownment policy payout predictions A couple of other points...1. The endowment policy incorporates life assurance to repay the endowment sum in the event of premature death.2. If you received shares upon demutualisation (and ideally bought more at the discounted offer price) you would also receive dividends. The combined benefit of this completely made up for the deficit in my endowment payout upon maturity.
kira_b
04 Jun 2017
Re: Endownment policy payout predictions Good point, it did occur to me that whether the return is any good does rather depend on how much was paid in. In my case just under £20K over 25 years = £45K return. No idea what % that equates to as maths not my strong point.
VORDA
25 May 2017
DRIP SHARES Well that's a new one on me. Up until last year it was the case that the strike price for the Scrip Dividend was SET between 2 & 3 weeks before the payment date so you would know how many shares you would receive on the basis of, (number of shares held X div /strike price).
JontyM
25 May 2017
Re: Endownment policy payout predictions Interestingly everyone always understandably focuses on whether the pay out met the target guaranteed death benefit, rather than what return they have actually made on their investment. In reality the major flaw for pretty much all 25/20 yr endowments maturing currently is that back in the 90s they were far too optimistic about future returns and quite often were based on needing compound returns of 7% plus from day one.I would expect your maturing plan has provided a compound return in excess of 5% pa which isn't too bad for what will have been a relatively cautious asset mix over the years.
shabby 2 sox
25 May 2017
Re: DRIP shares Oh dear I asked the same question last year - JohnGeoff's reply is below. They are shown on the SL shareportal as from yesterday (15 June). It always takes three to four weeks from the dividend payment date until they show. This is because they buy them in tranches at different prices over a period of days then allocate them all at the average price they bought them for - sometimes you gain, sometimes you lose, compared to the actual price on the dividend payment date. In my experience you usually lose!!! You will eventually get a letter from SL detailing the amount of dividend you received, how many shares have been allocated, the price at which they were bought for and your new total holding.
